Here’s how to get great California homeowners insurance at a fair price
Your home is going to be one of the biggest financial investments (and commitments) you ever end up making, and you need to be sure – 100% positive – that you protect this investment as best you can.
What this means is that you have to get your hands on the very best California homeowners insurance policy you can find, a policy that offers complete and total coverage – comprehensive coverage – that covers you from the basement to the tip of the chimney and everything in between.
But that doesn’t mean that you should have to pay through the nose quality coverage.
Use the tips and tricks that we’ve included below, and you shouldn’t have to worry about that anymore!
Be smart about how you compare California homeowners insurance
You’re definitely going to want to be smart about how you compare different California homeowners insurance policies and proposals, or you could end up taking a bath.
First of all, you should only be comparing quotes from reliable and reputable companies you know you’re going to be able to trust. It makes absolutely no sense in the world to pull quotes from companies that have a horrible track record, companies that you’d never do business with anyways.
Secondly, you’ll want to make sure that your California homeowners insurance company (your potential California homeowners insurance company) knows that you are shopping around. This will really light a fire underneath them to give you the best deal they have, and can save you a ridiculous amount of time and research in the process.
Get a full breakdown of your potential coverage
It’s also critical that you get a full and complete breakdown of all the coverage that you would be taking advantage of if you decided to go with a particular California homeowners insurance policy.
Too often, quotes get a little bit “fuzzy” about the coverage that you would have added to your policy, and if you sign on the dotted line without knowing EXACTLY what coverage you have – and what coverage you are without – you could end up in some pretty sticky situations later down the line.
Always read the fine print.
Bundle up for significant savings
Lastly, it’s a great idea to bundle up as many of your insurance needs as possible to really squeeze every drop of savings possible out of these companies.
Companies that bundle are way more inclined to provide you with steep discounts and significant deals on “bulk insurance”, and you’d have to be at least a little bit crazy not to consider it.